Check Eligibility

Your £3,600 refund starts here

A recent Court ruling, commonly referred to as 'Plevin' means that you may still be due compensation for your PPI policy. This refund, on average, is £3,600. It is free to check what you could be owed and it's all online, so no phone calls.

15,000+ people started their claim with us in the last 30 days

This form is securely encrypted to ensure your data is safe

64 Million

PPI Policies in the UK

£38.3 Billion

Refunded to date

32.4 Million

Brits have enquired

Based on market data obtained from open sources, our own internal data and / or data supplied by our network

PPI Plevin has featured on

You could be owed £3,600 if you've had a loan or credit card before 2012

Get your free report

15,000+ people started their claim with us in the last 30 days

This form is securely encrypted to ensure your data is safe

64 Million

PPI Policies in the UK

£38.3 Billion

Refunded to date

32.4 Million

Brits have enquired

Based on market data obtained from open sources, our own internal data and / or data supplied by our network

PPI Plevin has featured on

What is Plevin PPI?

In the 2014 landmark case, Plevin vs Paragon Personal Finance Ltd, Mrs Susan Plevin discovered that 71.8% of her PPI payments were actually commission taken by Paragon for the sale of the policy.

The Supreme Court said that this breached the Consumer Credit Act as Mrs Plevin was unaware of the high rate of commission, and had she of known, she may not have taken out the PPI policy.

Ruling in her favour, the court ordered Paragon to refund the commission paid, as well as pay extra in compensatory interest.

Could you benefit from the Plevin ruling?

Commission taken on PPI was often in excess of 70% of the premiums. The Plevin ruling allows anyone who was charged excessive commission which was not disclosed to them to bring forward a claim for repayment of all premiums and interest.

Free Plevin PPI Check

Sixty four MILLION policies were sold between 1990 - 2010

That means there is a significantly high chance that you are eligible for a refund.

Based on market data obtained from open sources, our own internal data and / or data supplied by our network

You could be due a significant refund if any of the following applies

  • You were sold payment protection insurance
  • You missed the PPI submission deadline
  • You were rejected for a PPI compensation claim

Check if you're eligible & get an answer in 60 seconds

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100% No Win, No Fee

If you qualify for a plevin claim we'll work with you on a no-win-no-fee basis so you only pay for our services if your claim is successful!

Dedicated Experts

Our specialist consultants and admin team has worked on hundreds of cases so we're best placed to help you get the compensation you deserve.

Knowledgeable Case Handlers

Our staff have in depth knowledge and experience of the process. We can assist in ensuring your claim is compiled in the most appropriate manner to ensure it is successful and your compensation is maximised.

Quick & Easy Process

Once we've decided to take your case there really isn't much for you to do other than to sit back and let our expert team secure your compensation!

What the media are saying

"Millions more customers can now make new PPI claims - could you get up to £40,000?"

"Millions of customers who were turned down for PPI compensation could be in line for a pay-out after a ruling by City watchdog"

"PPI payout deadline: court ruling opens door to claims after 29 August"

"Banks face fresh wave of PPI compensation claims after landmark ruling"

Our services are available to every person in the UK, regardless of their financial circumstances.

Our check to see if you're owed a significant refund from Plevin is safe and secure and won't affect your credit rating in any way, shape or form

Check Your Refund

Frequently Asked Questions

Below are some of the most common questions asked about Plevin PPI.

What will it cost you?

Throughout the case we will work on a “no win-no fee” basis. This means that unless you receive a settlement you will not have to pay anything. As with any legal case there will be disbursements that we have to pay out. Again you will not have to pay these because we have secured funding from a company specially set up to deal with cases like these.

What is Plevin PPI?

The Plevin PPI case started when Mrs Plevin was sold a PPI policy to cover a secured loan in 2006. She then claimed that the company she took the policy out with was treating her unfairly, due to: The percentage of commission they were earning from her PPI premiums each month. The fact the company did NOT disclose the commissions to Mrs Plevin. In November 2014, she took a claim to the Supreme Court and they ruled that failure by the lender to disclose the large commissions they received from her PPI premiums was the act of an unfair relationship between her and the lender This meant that a redress was awarded to Mrs Plevin.

What if I already made a PPI claim, can you help me?

If you made a PPI claim previously and your lender offered you full refund, they were required to put you in the position as if the PPI had not been sold to you. This meaning, the commission was already refunded and you cannot claim again on Plevin PPI. If you weren’t awarded compensation despite your lender defending your PPI claim, Or: Have not previously made a PPI claim Our legal partner may be able to help you make a Plevin PPI claim.

What do you mean by ‘large commissions payment’?

Following the sale of a PPI policy, lenders were usually paid a commission by the insurance provider. Commission was taken from the PPI premiums that were paid by customers. So, whilst consumers were under the impression that their premiums were for their cover, a percentage of it was actually commission paid to the lenders for selling PPI. Typically, the lenders were paid more than half of what customers had paid for their PPI policy, with the average commission being 67% (1) of a PPI policy. https://www.fca.org.uk/news/statements/fca-statement-payment-protection-insurance-ppi

Plevin PPI claim vs mis-sold PPI: What are the differences?

While a Plevin PPI declare is made in honor of the sale of a PPI policy, the premise of the declare and claims course are completely different to a mis-sold PPI claim. Even in case your PPI coverage was not mis-sold, your Plevin PPI claim might be successful! Historically, when lenders offered PPI they did not pass on the fee they received, which was taken out of the PPI premiums paid by consumers. So while customers may have thought the premiums had been for his or her cover, a few of it was really fee paid to the lenders for the sale of the PPI policies. A lender’s failure to reveal fees could have created an unfair relationship with the consumer. Following a courtroom ruling, usually generally known as the Plevin ruling, if this is applicable to you, this cash will be claimed again and that's the place an authorised accomplice can help.

What our customers are saying

Just a few of our happy customers after receiving their refund

Great service and kept me informed. Nice unexpected payment so very happy with the outcome.

MB
M Betts

Excellent customer service, listened and answered any queries I had, and talked me through the process of how my case would be dealt with and who would be involved. Everyone I spoke to was extremely knowledgable and personable. I am even more happy with the outcome after the Bank suggested I did not have a case. If you need any help with anything legal I can highly recommend Fuse Legal.

SW
S Waite

Very happy with my phone call with a very knowledgeable young man.

CK
C King

The process took a little longer than I expected but I think that was the Bank rather than Fuse Legal's fault. The service was excellent and the team kept me updated each step of the way. Would highly recommend

T
Trevor

I was very happy with the way i was treated by the lady who dealt with me, and very happy with the out come.

JF
J Findlay

Great result as original claim had been declined and fuse managed to claim some cash back. Easy to do and great communication. Thanks again.

JR
J Reynolds

Very good service, I found this company friendly and helpful made everything straightforward and explained matters in an easy to grasp manner. I have been successful with dealing with this company in the past and can recommend them and I shall continue to use them in the future .

G
Graham

Can you claim?

Find out if you can make a claim with a free, Plevin PPI Check

Complete online form

Simply tell us who your lenders were, along with a few other details, and sign the Letter of Authority.

Your free eligibility check

Our legal partner will check with your lenders to see if they took secret commissions from your PPI premiums.

Recover compensation

If you have a valid claim, our legal partner will do everything possible to ensure you are fully compensated! We receive payments from our legal partner for any claims we refer to them.

Were you affected?

Did your PPI premiums include high commissions?

%

Shockingly, 83% of people are unaware of the option to make a Plevin PPI claim.

%

Some lenders took up to 80% of PPI premiums as commission!

£s

You could recover £1,000s in compensation by making a Plevin PPI claim.

Get back the money you could be owed from lenders by starting your free Plevin PPI check.

Check Eligibility

Based on market data obtained from open sources, our own internal data and / or data supplied by our network

Check if you're owed an average refund of £3,600 from PPI Plevin

It's free to do and will not affect your credit score.

15,000+ people started their claim with us in the last 30 days

This form is securely encrypted to ensure your data is safe

Don't let the banks refuse to repay you!

Check for free if you’ve been affected by Plevin

Even if your PPI policy wasn’t mis-sold, you could still make a Plevin PPI claim and potentially recover £1,000s in compensation.

The best way to find out if you have a valid claim is to complete a Plevin PPI check with our partner, Fuse Legal. Don’t worry, it's free and 100% no obligation.

£3,765
£1,522
£4,774
£4,025
£1,558
£2,754
£3,512

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